How much PayPal increased fees in 2024
May 15, 2024

5 mins read

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Key Takeaways:

  • Advanced Credit and Debit Card Payments will see the following fee increases:
  • American Express: 3.50%
  • U.S. cross-border: 3.50% + fixed fee
  • International cross-border: 3.70% + fixed fee

Starting April 17, 2024, PayPal is making some changes to how it presents and charges fees for its Online Card Payment Services. These updates are designed to make it easier for users to understand the fees and to notify them about specific fee increases.


First, PayPal is simplifying the way it displays fees. Previously, information about fees could be found in both the PayPal Online Card Payment Services Agreement and on the Merchant Fees page. From now on, all fee information will be available only on the Merchant Fees page. This change is just a reorganization to make things clearer and does not affect the actual fees you are currently paying.


In addition to this clarification, PayPal is increasing certain fees related to Advanced Credit and Debit Card Payments. If you use American Express, U.S. cross-border, or international cross-border transactions, you'll see these fee changes:

- For American Express transactions, the fee will be 3.50%.

- For U.S. cross-border transactions, the fee will be 3.50% plus a fixed fee.

- For international cross-border transactions, the fee will be 3.70% plus a fixed fee.


These fee increases will start on April 17, 2024. If you do not agree with the new fees, you have the option to stop using the Advanced Credit and Debit Card Payment services. It's important to note that if you have already negotiated special pricing with PayPal, these changes will not affect your agreed rates.


By making these adjustments, PayPal aims to ensure that users have a clear understanding of the fees associated with their transactions, helping them manage their finances more effectively. If you need more details or have any concerns, you can always check the updated Merchant Fees page on PayPal's website.


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